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 Table of Contents
 • What is Property Insurance?
 • What Does it Cover?
 • How Are You Reimbursed?
 • How Premiums Are Set
  • Keeping Your Costs Down
 • Make Sure Bases Are Covered
 • Quick Tips

What is Property Insurance?

Let's say the worst happens: a fire breaks out and you lose your inventory; a hurricane sends a tree smashing down onto your office; your business is burglarized. Your ability to recover from any one of these disasters is heavily dependent on your property insurance.

Property insurance protects your business against physical damage to, or loss of, your assets. Assets, broadly defined, include the area in which your business operates and the property housed there.

In the case of catastrophes like fire, explosion, theft, or vandalism, property insurance helps cover your costs - whether it's to repair damaged property or replace what you've lost.


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