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 Table of Contents
 • Introduction
 • What is a BOP?
 • Who Needs to Purchase a BOP?
  • What About Add-ons
 • Quick Tips

Introduction

Rather than purchasing separate property and liability coverage, many small businesses opt to lump them together in what's known as a Business Owner's Package policy (or BOP). For eligible small and medium-sized businesses, a BOP is a comprehensive package that can be a potential bargain source of insurance.

Since you can't predict when you might be hit with a natural disaster or a lawsuit, purchasing a BOP is a good way to get basic coverage when you're starting your business. No matter how remote these risks may seem, just one hurricane or one personal-injury claim can make all the difference.


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