What's Covered?
Like any insurance, vision care plans vary. They can range from plans that just cover the bare minimum to expansive plans that cover high-cost eye treatments.
More often than not, coverage is going to be somewhat narrow, especially an affordable plan for a small business.
A typical plan for a small business will cover routine eye exams (one per year), prescription eyewear (glasses and contacts), and glaucoma screening. Visits can be made to an optometrist or ophthalmologist. Some average plans will also cover "usual and customary" treatment fees that result from a routine eye exam.
If you get your plan from an HMO, coverage generally will restrict patients to seeing optometrists and ophthalmologists that are within a network.
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